Chuyên mục: Useful Tips

TheTips

How to improve your credit rating?

What is credit rating? Why is credit rating worth your attention? How to maintain or improve your credit rating? Check out this article to get answers for all these above questions. A credit rating is an indicator of credit risk and credit quality of a prospective debtor, predicting their ability to pay back the debt […]

TheTips

How to maximize your interest with Timo Term Deposit?

After a whole year full of hard work and saving, how much of your account balance you are planning to save with the purpose of generating interest? No matter how much you are planning to put into your savings account, keep in mind that you should choose the kind of savings method that would not […]

TheTips

Debit card vs. Credit card: How to choose a suitable card type for yourself?

Debit cards and credit cards are some of the tools that are irreplaceable in the modern world. However, not everyone knows how to pick the right card type for themselves. To help you make a suitable decision for yourself, below are some important factors you should consider before applying for any bank card. CLEARLY UNDERSTAND […]

TheTips

How to maximize your interest with Timo Term Deposit?

After a whole year full of hard work and saving, how much of your account balance you are planning to save with the purpose of generating interest? No matter how much you are planning to put into your savings account, keep in mind that you should choose the kind of savings method that would not […]

TheTips

When to use Goal Save and when to use Term Deposit?

Both Timo Goal Save and Timo Term Deposit are useful tools that can help you to store your savings money. However, depending on your purpose of saving and use, Goal Save and Term Deposit would be suitable for different purposes. Find out when you should you use Goal Save and when you should use Term […]

TheTips

What is personal budget? Why should you plan your personal budget early?

One of the most important things in effective personal financial management is to make sure you do not spend more than you earn. To do this successfully, you need a personal budget. A personal budget will act as your personal financial limit to help you manage your financial situation more effectively. What is personal budget? […]

TheTips

Travel everywhere with Timo Mastercard and Liberty Insurance

The preparation process is significantly important to organize a memorable holiday with your family, friends or loved one. A holiday with no financial problems and unexpected issues needed to be addressed will surely be more of a pleasant experience to anyone. If you are planning an overseas trip this upcoming summer, don’t forget that Timo […]

TheTips

How is Timo Fast Cash different compared to traditional loans?

In parallel with a wide range of traditional types of loans, most banks have now offered overdraft loans. With outstanding benefits such as fast approval, flexible loan limit and simple repayment, overdraft loan is believed to be the suitable “financial savior” for a large number of people. What is an overdraft loan? An overdraft loan […]

TheTips

Your step-by-step guide on how to apply & use Timo Fast Cash

Is your account balance in a “worrying state” with insufficient funds for you to survive financially until the end of the month? Have you heard about one of our digital banking products – Fast Cash? If you’re facing issues and are concerned with your account balance of late, then consider Timo’s Fast Cash and continue reading […]

TheTips

Timo Mastercard: Spend and win 2 weeks Wisepass membership

Your Timo Mastercard comes loaded with benefits this June 2018. We’re happy to announce our latest offer with Wisepass – Just spend 5 million VND on your Timo Mastercard and you will get a 2 weeks Free Wisepass Membership worth VND 3 million that can be redeemed in Hanoi. But there are limited voucher codes […]

TheTips

Timo app performance update

Due to technical issues with VPBank’s system, you may have been experiencing slow transaction times and inconsistent updates in your Timo app. Also due to the high volume of incoming calls we have received today, we want to assure you that your funds are safe and sound. On behalf of the entire team at Timo, […]

TheTips

Get a Timo Mastercard and win 2 days of free WiFi from Laxgo

Preparing for your upcoming overseas trips? If you are an on-the-go person and always require 24/7 strong internet connection to stay connected during your trips – check out and rent a Laxgo travel WiFi router before departure. This has become one of the top must-have items to people who love to travel.  To gear up […]

TheTips

6 tips for a worry-free vacation

6 tips for a worry-free vacation Vacations should be a relaxing and rejuvenating experience. But surprises, especially those tied to your finances or lose your belongings can derail the fun. Here are 6 travel tips to get you started. 1. Personal identification documents Your personal Identification document is essential for any foreign travel, without which you will […]

TheTips

What if my Debit card is swallowed at other banks ATMs?

ATMs are a great convenience, but there are those rare occasions when an ATM will swallow your card. But this isn’t a reason to worry. Your ATM card can be returned quickly with your account funds remaining intact if the right precautions are taken. Please follow the bank’s instructions on how to get your card […]

TheTips

Version 11.0, March 2017: some new ways to apply for Timo Mastercard!

We are proud to announce version 11.0 is ready for download! On top of continually enhancing security, we’ve also updated new qualifications and process to apply for the Timo MasterCard: 1/ Opening the Timo MasterCard is easier than everWe had introduced our new MasterCard with 0% Foreign Exchange Fee to can help you save 3% […]